Either way, PrivacyGuard's credit score tracking makes it easier to stay on top of your credit picture and see your progress over time.Ī drop in your score may be the sign of identity theft or an inaccuracy in your report that needs to be rectified. Conversely, a significant increase may mean you're making smart financial decisions about your credit. A drop in your score may be the sign of identity theft or an inaccuracy in your report that needs to be rectified. Score Tracker will send an alert to you if your credit score has made a significant change or reaches one of your designated milestones. In addition, PrivacyGuard's credit score tracking tool - called Score Tracker - plots your VantageScore credit score so you can see how any recent activity is impacting your credit.
By monitoring your information at all three credit reporting agencies, you can help ensure that you are keeping track of these changes regardless of the agency reporting them. As such, it's possible that a particular change may only show up on one of your three credit reports. Monitoring all three credit agencies for these changes is important because each agency operates separately from one another, and the information they receive and include in your credit report could be different. Every day, PrivacyGuard scans your credit files at the three national credit reporting agencies - Equifax, Experian and TransUnion - and alerts you of certain changes including new inquiries, certain derogatory information, new accounts opened, public records added to the credit file, or a change of address.
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